Your credit score is a 3-digit number on a scale of 300 to 850 that suggests how creditworthy you are—meaning, how good you are with credit and how much you can be trusted to pay back what you borrow. Potential lenders will use this number to decide what kinds of credit cards and loans to offer you.

The three main credit bureaus are Equifax, Experian and TransUnion. When lenders want to see your credit report, they will request it from one or more of these reporting agencies.

Your report and score can differ from bureau to bureau because they don’t always have the same information, so we recommend you check each report separately to confirm that everything is reporting accurately.

Short answer? Maybe. Employers are allowed by federal law to see a modified version of your credit report for purposes of hiring and promoting.

Your FICO Score is a three-digit number determined by the information on your credit report. While FICO doesn't collect the data themselves, it's their own personalized algorithm that determines your score.

Yes. You just need to contact the bureaus and your creditors to address any errors on your credit. That being said, this process is time consuming and confusing. Working with a reputable credit repair company like Apex Credit can help you remove these items from your reports quickly and efficiently. Call us at 1-866-867-APEX (2739) to get started.

Yes of course. You have a right to a fair and accurate credit profile and score. Credit repair is just one of the ways to help.

If we aren’t meeting your expectations or you no longer need our service, you can cancel at any time. Just remember, credit repair is not going to happen overnight.

To do so, you can cancel your account with us at any time by calling 1-866-867-APEX (2739).

Payments are due monthly. First payment is due 3-5 business days after sign up.

Yes! We do offer a couples discount. Please contact our office to discuss – 866-867-APEX (2739).

Being overwhelmed by bad credit and unpaid debt is stressful, but a credit repair service can help. We work with creditors and the three major credit bureaus on your behalf to help remove questionable and inaccurate items from your credit reports and in turn improve your credit scores.